How would you pay the bills if you were sick or accidentally injured and couldn’t work?
When the unexpected happens, we know that what matters is peace of mind from a policy you can trust. Income protection policies can be straightforward, simple to arrange and individual to you, providing:
Designed to replace your income with tax free regular payments in the event of accident or sickness, it usually covers up to 50 or 60% of your gross income although cover can be provided even if you are not working.
Unlike mortgage payment insurance, it will provide a long term solution for loss of income due to accident or sickness. It pays until death, retirement or you have recovered and are able to return to work, whichever occurs first.
We will charge a fee of between £0 and £995. The amount we will charge is dependent on the amount of research and administration that is required. This fee is payable on receipt of a mortgage offer.